Medicare Part B

Medicare Part B is the portion of the Medicare program that covers outpatient medical services, such as doctor visits, preventive care, medical equipment, and some home health care. It is sometimes called "medical insurance."
Part B is available to people who are eligible for Medicare and have enrolled in Part A. It requires payment of a monthly premium, which is based on income and is typically deducted from the beneficiary's Social Security or Railroad Retirement benefits.
In general, Part B covers:
  • Doctor visits, including primary care and specialists
  • Preventive care, such as annual wellness visits, screenings, and vaccinations
  • Medical equipment, such as wheelchairs, walkers, and oxygen supplies
  • Outpatient surgeries and procedures
  • Mental health services, including counseling and therapy
  • Ambulance services
There are deductibles, coinsurance, and copayments for some services covered by Part B. It's important to understand what is covered and what costs you may be responsible for before receiving medical care.
For those with low income, Medicaid can help to cover these premiums.

If you don’t sign up when first eligible, you may face a penalty.

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